Pre-Qualification And Pre-Approval Definitions Before you go out and buy your first home, you apply for mortgage pre-approval, or get pre-qualify for a home loan. First of all, it’s important to know the difference. With mortgage pre-qualification, you provide your…
High-Cost Markets Are Most To Slow Home prices could continue their latest trend of a downward spiral. According to new forecasts, once final October numbers come in, they’ll likely show a drop from September to October. While home prices are predicted…
The Impact of Student Loans It’s not a secret that crippling student loan debt keeps many Millennials from buying a home. But according to new data, Millennials with student loan debt aren’t just less likely to own a home. When…
The Deals Are Fancied In Autumn A recently released study examined over 32 million single-family and condo home sales over a 15-year period. They found that, on average, October is the month when buyers get the best deal. That’s because…
Head South For Affordable Home Prices Millennials looking for good job prospects and affordable housing should consider heading to the South. According to a new ranking of the best cities for Millennial homebuyers, four of the top five spots are…
The Background The Dodd-Frank Wall Street Reform and Protection Act was passed into law in 2010, as a response to the housing crisis and the Great Recession of 2008. Its supposed to protect consumers from risky lending practices that caused…
The Bi-Weekly Mortgage Plan: 13 payments a year A bi-weekly mortgage payment program can be used to short-circuit your loan’s amortization schedule. Instead of making only 12 payments per year, a bi-weekly payment plan calls for a payment every two…
We tend to think of air pollution as something outside -- smog, ozone, or haze hanging in the air, especially in summer. But the truth is, the air quality inside homes, offices, and other buildings can be more polluted than…
What are debt and equity investments? Are their markets that different? Don't know? No worries, we got you covered! This section of finance this month will be discussing the differences between the markets for debt and equity, along with quick…
Start Getting Fall Season Ready! With the start of school comes a familiar time of year. Think orange. Think yellow. Both are vibrant colors that represent the start of Fall! Are you ready for it? If not, here's some tips…
